Innovate More Uganda Limited is a Ugandan fin-tech social enterprise started and incorporated in 2016 that aims to foster financial inclusion of Uganda’s unbanked communities through working with savings and credit cooperatives, unions and coops.



A robust Union/Coop Information Management System embedded with start of the art tech stacks.


Mcente was built with a high attention to details both in design & code

mcente features

Cloud Based

All you need to access the Mcente System is  internet. You can access Mcente anytime, anywhere in the world.

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Low Cost

Flexible and affordable pricing structure enabling MFIs to benefit regardless of their size.

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Mobile Money Integration

Integrated with MTN and Airtell enabling clients to repay their loans and deposit their savings over their mobile phones.

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SMS, USSD Module

Send personalized payment reminders, arrears follow-up campaigns and marketing messages with ease.

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End Users






Our Partners

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Msente System design allows you to make a lasting impression
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I’m a market vendor, I sell produces to customers on a daily basis and most of our members also work in the different markets. MCENTE Wallet has enabled us to save and withdrawal money from our Union Accounts; anytime, anywhere in a day without leaving our work place to physically go to the Union to deposit or withdraw money. We use our time well to work, make more money and save towards our desired needs

Maggie Nagawa - Group Leader Kambe Women Initiative